*Disclaimer and Terms of Use -- Please Read!*

Please actually read the following Terms of Use carefully. It’s great practice for your critical thinking skills! These Terms of Use serve as your contract for participation in Life's Problems Made Easy: Awaken Your Genius Through Critical Thinking (hereinafter, "the Program"), which is created and operated by Personal Empowerment Services, LLC. In the following Terms of Use, the term "PES LLC" refers to Personal Empowerment Services, LLC, along with its owners, employees, contractors, agents, successors, and assigns.

By purchasing the Program, you are agreeing to all of the following:

1. Services Provided: The Program consists of online video learning modules plus downloadable slides and worksheets.
2. Email List: You understand that you must confirm your subscription to the program email list in order to receive emails that contain instructions on joining the Q&A calls, instructions on joining the Facebook group, and any other information you may need for full participation in the Program.
3. No Professional Services: The Program is not, and is not intended to be, legal services or advice, or therapeutic services or advice. Likewise, the material we provide to you during the course of the Program -- including, but not limited to, presentation slides, worksheets, sample language, templates, and both live and recorded audio and video -- (collectively, "the Program Material") is not, and is not intended to be, legal or therapeutic services or advice. Rather, the Program and Program Material are intended to be educational in nature, and the instructor will take steps to ensure the educational nature of the program is maintained.
4. No Attorney-Client Relationship: Neither the Program nor any Program Material creates or evidences an attorney-client relationship between yourself and the instructor, Ian Foster, or PES LLC. The Program and the Program Material should not be seen as a substitute for advice from your attorney. Should you require legal advice, you will contact a licensed attorney in your area.
5. Intellectual Property: The Program and Program Material are the work product and intellectual property of PES LLC. Purchasing the Program gives you the right to watch the Program's online training modules and use the Program Material for your own business purposes only. The Program Material may be used by yourself, your business partners, and your employees/contractors for the purposes of furthering the goals of the Program and your business. You will not give, sell, loan, or otherwise transfer the Program Material in any form to any other person or entity. You also will not portray yourself as the creator or owner of the Program Material.
6. No Outcome Guaranteed: You understand and acknowledge that all decisions in life and business come with a degree of risk and no outcome is certain. You understand and acknowledge that PES LLC cannot promise or guarantee any particular outcome or result from your participation in the Program. You will not hold PES LLC liable for the failure to attain an desired outcome or result from your participation in the Program.
7. Liability Waiver: You agree that PES LLC will not be held liable for any damages or losses that you may incur, whether personal or business, as a direct or indirect result of actions or decisions that you take or do not take (a) in response to watching any of the Program's modules, (b) in response to reading, using, and/or misusing any of the Program Material, or (c) in response to any advice, answers, summaries, or action items that PES LLC may supply to you during the course of the program.
8. Indemnity: You will indemnify PES LLC against any and all liability to third parties arising from actions or decisions you take or do not take (a) in response to watching any of the Program's modules, (b) in response to reading, using, and/or misusing any of the Program Material, or (c) in response to any advice, answers, summaries, or action items that PES LLC may supply to you during the course of the program.
9. Consent to Recordings: You understand that, by participating in the Program, you may be invited to bonus calls where you may be recorded on audio and/or video format. You consent to such recording and you consent to PES LLC using such recording for future training and/or educational purposes with clients, as well as internal review purposes so that we can improve the Program.
10. Confidentiality: In general, PES LLC will keep confidential any personal or business information you may share, and will not share your information with third parties without your consent. However, as there is no legal privilege, PES LLC makes no absolute promise of confidentiality. PES LLC may share your information in the following circumstances: (a) when required to comply with a valid subpoena or order from law enforcement or a court of competent jurisdiction; (b) when PES LLC forms a reasonable suspicion that you may be engaged in child abuse, elder abuse, or human trafficking; and (c) when PES LLC forms a reasonable suspicion that you may be about to cause harm to yourself or others.
11. Respectful Behavior: You agree to be respectful to other program participants if and when you interact with them. You will treat your fellow Program participants and members with common courtesy and respect everyone's privacy and confidentiality. PES LLC has the right to dismiss you from the Program with no notice if you are disrespectful or disruptive, or if you violate another participant's confidentiality. You also agree to hold PES LLC harmless should another participant violate your confidentiality.
12. No Refunds: You understand that the Program teaches a complex subject matter that may present unfamiliar and difficult concepts. The Program may require work and time on your part to understand and implement the content. As such, PES LLC makes no promise of satisfaction. Any and all payment(s) you make are nonrefundable.
13. Misuse & Violations: You understand and acknowledge that misuse of the Program Material and/or violations of any of these Terms of Use will result in your immediate dismissal from the Program as well as appropriate legal action to protect PES LLC and its intellectual property rights.