*Disclaimer and Terms of Use*

Please actually read the following Terms of Use carefully, as they are important and affect your rights. 

These Terms of Use serve as your contract for participation in the Tax-Filing Workshop (hereinafter, "the Workshop"), which is created and operated by Personal Empowerment Services, LLC. In the these Terms of Use, the term "PES LLC" refers to Personal Empowerment Services, LLC, along with its owners, employees, contractors, agents, successors, and assigns.

By purchasing the Workshop, you are agreeing to all of the following:

1. Services Provided: Purchasing the Workshop entitles you to access to a single day online workshop held via videoconference. The Workshop is tentatively scheduled to run from 9am to 3pm pacific time on Saturday, February 15, 2025. The precise date and time is subject to change based upon various factors. You will receive advanced notice of the finalized date and time.
2. Your Responsibility/No Refunds: You understand that the Workshop involves a complex subject matter that may present unfamiliar and difficult concepts. In addition, if you want to get the most value out of the Workshop, you will need to put in time and effort: (a) preparing in advance; (b) attending and paying attention on the day of the Workshop; and (c) implementing what you learned at the Workshop. Any and all payment(s) you make are nonrefundable, even if the workshop must be rescheduled.
3. Email List: You understand that you must confirm your subscription to the Workshop email list in order to receive emails that contain instructions on joining live, links to templates and outlines we may use, and any other information you may need for full participation in the Workshop.
4. No Legal Services: The Workshop is not, and is not intended to be, legal services or advice. Likewise, the material we provide to you during the course of the Workshop -- including, but not limited to, presentation slides, worksheets, sample language, outlines, and live content -- (collectively, "the Workshop Material") is not, and is not intended to be, legal services or advice. Rather, the Workshop and Workshop Material are intended to be educational in nature, and the instructor will take steps to ensure the educational nature of the program is maintained.
5. No Attorney-Client Relationship: Neither the Workshop nor any Workshop Material creates or evidences an attorney-client relationship between yourself and the instructor, Ian Foster, or PES LLC. The Workshop and the Workshop Material should not be seen as a substitute for advice from your attorney. Should you require legal advice, you will contact a licensed attorney in your area.
6. No Representations for Other Organizations. The statements and material presented in the Workshop represent the opinions of Ian Foster alone, and do not represent the opinions of any other individual or entity, including but not limited to the State of California and Golden Health Initiative. You will not hold any other individual or entity responsible for representations made during the Workshop by Ian Foster. 
7. Intellectual Property: The Workshop and Workshop Material are the work product and intellectual property of PES LLC. Purchasing the Workshop gives you the right to attend the Workshop's online training, watch the Workshop recordings, and use the Workshop Material for your own business purposes only. You will not give, sell, loan, or otherwise transfer the Workshop Material in any form to any other person or entity. You also will not portray yourself as the creator or owner of the Workshop Material.
8. No Outcome Guaranteed: You understand and acknowledge that the law can be subtle, complicated, and differ from place to place. You further understand that all decisions in life and business come with a degree of risk and no outcome is certain. Therefore, PES LLC cannot promise or guarantee any particular outcome or result from your participation in the Workshop, and you will not hold PES LLC liable for the failure to attain any desired outcome or result from your participation in the Workshop.

8. No Promise of Tax Savings: You understand and acknowledge that tax laws are complex and highly fact-specific. Achieving tax savings and reducing audit risk both depend upon many factors. You understand and acknowledge that PES LLC cannot promise or guarantee that you will achieve any amount of tax savings, avoid any penalties, avoid an audit, or successfully defend an audit. You will not hold PES LLC liable for any failure to attain desired tax savings or avoid an audit or penalties.
9. Liability Waiver: You agree that PES LLC will not be held liable for any damages or losses that you may incur, whether personal or business, as a direct or indirect result of actions or decisions that you take or do not take (a) in response to attending the Workshop, (b) in response to reading, using, and/or misusing any of the Workshop Material, or (c) in response to any advice, answers, summaries, or action items that PES LLC may supply to you during the course of the Workshop.
10. Indemnity: You will indemnify PES LLC against any and all liability to third parties arising from actions or decisions you take or do not take (a) in response to attending the Workshop, (b) in response to reading, using, and/or misusing any of the Workshop Material, or (c) in response to any advice, answers, summaries, or action items that PES LLC may supply to you during the course of the Workshop.
11. Confidentiality: PES LLC will take reasonable steps to keep your payment information confidential. Otherwise, PES LLC makes no express or implied promise of confidentiality.
12. Consent to Recording: You understand that the Workshop will be recorded in audio and video format and you consent to such recordings. Access to the recordings will be limited to participants of this Workshop, as well as employees and agents of PES LLC for use in quality control. You are solely responsible for how you appear and/or sound on the calls and recordings. You agree to wear appropriate attire and to attend the calls in a location which is reasonably quiet and private. You will not use any virtual backgrounds containing any logos or other trademarked or copyrighted material that you do not own. If you use a virtual background containing trademarked, copyrighted, or proprietary material that you own, you hereby grant PES LLC an irrevocable license to display such material in the call recordings.
13. Respectful Behavior: You agree to be respectful to other Workshop participants. You will treat your fellow Workshop participants with common courtesy and respect everyone's privacy and confidentiality. PES LLC has the right to dismiss you from the Workshop with no notice if you are disrespectful or disruptive during the Workshop, or if you violate another participant's confidentiality. You also agree to hold PES LLC harmless should another participant violate your confidentiality.
14. Misuse & Violations: You understand and acknowledge that misuse of the Workshop Material and/or violations of any of these Terms of Use will result in your immediate dismissal from the Workshop as well as appropriate legal action to protect PES LLC and its intellectual property rights.
15. Miscellaneous Terms:

• Should any portion of these Terms of Use be adjudicated invalid for any reason, it is the intent of the Parties that all remaining terms of this Agreement shall, to the extent possible, remain in effect. Further, it is the intent of the Parties that, to the extent practicable, these Terms should be interpreted so as to be valid and enforceable.
• These Terms of Use shall be interpreted under the laws of the State of California and without regard to conflict-of-law provisions. Any action to enforce any of these Terms must be brought in the County of Sonoma, State of California.
• These Terms of Use are the entire agreement between the Parties. No amendment to these Terms shall have effect unless made in writing and signed by both Parties